Married in community of property, can I borrow alone, make a loan?

Married under which type of contract?

Married under which type of contract?

When you decide to get married, you have to choose between two different regimes: the separations of goods or the community of goods.

The separation of goods: that means, that everyone is responsible for his property. We keep his independence! In case of debt, there is no compulsory solidarity between the spouses.

The community of goods: Everything is put in common. Wages, savings, goods purchased, etc. This type of contract presents certain risks. Indeed, given your status, you are jointly responsible for each other. That is to say, you will enjoy the benefits that benefit your partner but also disadvantages!

So, if you do not have a marriage contract attesting the separation of property, it is unfortunately impossible to subscribe to a loan alone.
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Married without a marriage contract

Married without a marriage contract

If you are married without a marriage contract, you can not subscribe to a personal loan alone

If you got married without a marriage contract, you are defaulting under the community regime. As such, the signature of each spouse on the credit agreement is mandatory and constitutes a condition for acceptance of the contract. Otherwise, the loan agreement will not be validated and your attempt to borrow alone will be discontinued.